FAQs for Investors

On February 19, 2024, PBB's common shares began trading on the Philippine Stock Exchange. The stock code or ticker symbol is PBB.

PBB's Annual Stockholders Meeting (ASM) is usually held on the last Friday of May of each year. The Bank sends out a Notice to Shareholders before the actual date of the Annual Stockholders' Meeting.

PBB usually releases its Annual reports in March or April of the succeeding year. The Quarter reports are released within 45 days after the end of the quarter.

PBB, as a matter of policy, will declare dividends either in the form of cash or stock dividends, or a combination of both at a payout ratio generally not exceeding thirty percent (30%) of the net income of the prior year, subject to the conditions and limitations set forth in this policy statement. Dividend pay–outs are reviewed annually. Dividend pay–outs are calibrated based on the prior year's earnings while taking into consideration dividend yields, future earnings streams, and future business opportunities. PBB is driven by the following primary objectives: ▪ Maintaining healthy capital ratios to support its business ▪ Ensuring compliance with externally imposed regulatory capital requirements and liquidity requirements In declaring dividend pay–outs, PBB considers the following: ▪ The dividend is increased in response to the Bank's achieving a higher level of sustainable earnings ▪ Dividends may be increased for a specific year to plow back to shareholders a commensurate share of unusually high earnings for a given year

PBB is committed to conform to high standards of ethics and corporate governance and to comply with all governing laws, rules, and regulations and with established corporate policies and procedures, thereby maintaining excellence in all aspects of its operations. The Bank, as a publicly listed institution, is being regulated and supervised by the Bangko Sentral ng Pilipinas and Securities and Exchange Commission. Hence, activities of the Bank are subject to the following relevant laws and regulations such as but not limited to: General Banking Law of 2000 (RA No.8791), Manual of Regulations for Banks, Revised Corporation Code of the Philippines, and anti-money laundering rules and regulations. Some of the Bank's Board of Directors are also members of the Society of Institute of Corporate Directors (ICD). The Bank as an Operator of Payment System (OPS) also adheres to the BSP Corporate Governance Framework for OPS. Further, the Bank is also bound to follow the Sustainability Finance Framework implemented by SEC and BSP. Details of which are shown separately in the Sustainability Report of the Bank.

An integral part of the Bank's mission stands firm on holistic values beyond business. By that principle, PBB has been uplifting the lives of people through its various social advocacies, contributing to the well–being of the community and the general society. PBB's primary CSR partner is the AMY Foundation. The Foundation's main objective is geared towards the upliftment, development, and advancement of street children, leading to the granting of academic scholarships to deserving and underprivileged children of the Philippine society. Likewise, it aims to provide financial, technical, and manpower expertise for the various projects lined up by the Foundation in the future. With regard to its operation, the Foundation was granted SEC license in October 2003 as a nonprofit and non–stock organization while it strengthened its partnership with the Department of Social Welfare and Development in November 2003. At present, the AMY Foundation is an active member of the Philippine Council for NGO Certification (PCNC), League of Corporate Foundations (LCF), and ABSNET–CAMANAVA (North Cluster). The usual CSR activities of the Bank include vaccination programs, blood donation drives, and tree–planting initiatives. The Bank previously got involved with different initiatives in helping typhoon–damaged areas through donations via employee–initiated fund drives and donated classrooms to public schools